Every payslip hides a small piece of local law. This week I added three more calculators to RozKaTool — free, no sign-up, everything runs in your browser — and each one taught me something about how a different country looks after its workers.
RozKaTool is now at 67 free tools, and the Asia payslip series keeps growing: Nepal, Thailand, Bangladesh, the Philippines, Sri Lanka, Vietnam and Indonesia so far.
1. Vietnam: severance pay is half a month per year — but only the months insurance didn't cover
Under Article 46 of Vietnam's Labour Code 2019, an employee who worked regularly for at least 12 months gets half a month's salary for each year of service when the contract ends lawfully. The salary used is the average wage over the last 6 months.
The part most people miss: months covered by unemployment insurance don't count — the insurance pays for those months instead (60% of average salary as unemployment benefit). And if the job was lost to restructuring or technology change, Article 47's job-loss allowance pays a full month per year, with a minimum of two months' salary.
Vietnam Severance Pay Calculator — enter your average salary, years of service and insurance-covered months, and it works out the amount, the eligible years and whether you qualify. It also handles the part-year rule from Decree 145/2020: 6 months or less counts as half a year, more than 6 months as a full year.
2. Philippines: Pag-IBIG is capped at ₱200 a month — and MP2 is where the growth is
Pag-IBIG (HDMF) is the Philippines' housing fund: 2% from you and 2% from your employer, but only on the first ₱10,000 of monthly compensation (raised from ₱5,000 by HDMF Circular No. 460 in February 2024). So the most you ever pay is ₱200 a month — no matter how high your salary is. Earn ₱1,500 or less and your share drops to 1%.
The interesting part is MP2, the voluntary 5-year savings programme on top of it: minimum ₱500 a month, dividends declared every year, recent years around 6–7% — higher than a bank savings account.
Pag-IBIG Contribution Calculator — your share, your employer's share, the yearly total, plus an MP2 projection at the dividend rate you enter.
3. Nepal: the Dashain bonus is a legal right, not a favour
Under Section 37 of Nepal's Labour Act 2074, every covered worker gets a festival allowance of one month's basic salary every year — for the festival of their own religion, culture and tradition. Less than a year of service? You still get a proportionate share.
Two details people get wrong: it's based on basic salary only, not gross pay, and it's not the same as the annual bonus — the festival allowance is owed whether or not the company made a profit, while the Bonus Act bonus depends on profit. It is taxed as employment income, but it doesn't count for SSF contributions.
Nepal Dashain Bonus Calculator — basic salary × months of service ÷ 12, with a gross-to-basic estimate (60%) if you only know your gross pay.
What building these keeps teaching me
Every country's payslip rules are a small, specific story: a cap here, a pro-rata rule there, a benefit that replaces another benefit. The calculators only work if the rules are right, so each one starts from the actual law — the Labour Code article, the HDMF circular, the Labour Act section — and says so on the page.
If you work in Vietnam, the Philippines or Nepal, try the calculator for your own payslip and tell me if the number matches. And if there's a payslip rule from your country I haven't covered yet, I'd like to hear about it.
All 67 tools are free at RozKaTool — PDF tools, image tools, calculators and Pakistan-specific tools like the bijli bill and salary tax calculators. No uploads, no sign-up, no server.
